Starter

From elementary school to undergraduate studies

Loan amount
Loan amount cannot exceed $20,000 if the loan is secured with personal guarantees. For loans where a mortgage on a property is offered, the maximum amount can be up to $100.000 and the interest rate is lower.
Grace period
Grace period of up to four years on capital payment (you pay only interest).
No initial bank fees
There are no initial bank charges.
Digital application via Online Bank
If you are a subscriber you can apply via Internet Banking.

More information

- Parents wishing to cover the costs for educating their child, from elementary school all the way to the university.
- Working students wishing to finance their studies on their own.
- Tuition fees (private primary and secondary schools, colleges, universities)
- Books, uniforms, purchase of personal computer, etc
- Transportation
- Living expenses (rent, home equipment, monthly personal expenses)
The loan amount is determined by the tuition payment plan, other expenses and the amount of instalment you wish to pay.
Maximum loan duration is 15 years for loans up to $50,000 and 20 years for loans over $50,000.
- The student may be offered the “Youth Pack 18-25” or a free subscription on a VISA / MASTERCARD Classic Credit with a maximum limit of $500 (for students 18 years or older).
You have the right to withdraw from the agreement:
- Within 5 business days from the date of its conclusion, when the facility is secured with a mortgage on a house
- Within 14 calendar days from the date of its conclusion when the facility is secured with personal guarantees.
Find out more on our current interest rates here.